If you’re planning to buy a house make sure you can afford it. There is so much to consider when planning to buy a home. One of the first steps is to identify where you are financially. Before you consider buying a home, check out your local financial resources.
Set up interview appointments with various separate lenders. Keep in mind that just because one lender suggests you don’t qualify does not mean another may look at the situation differently and provide a mortgage suitable strategy for your specific situation. Each lender should be able to determine the amount that you qualify for your home purchase.
Just because you qualify does not meanyou can afford the home. Think about other expenses that you may have or soon will have so that you don’t blow your budget. Be prepared with questions like what a down payment would cost you or what you may need to bring to the table to close.
Be cautious as to how many times your credit information is attained as it may affect your credit score after too many attempts. Do not make any major purchases like a car or boat once you are qualified. Consider what the lender charges for financing, what it will cost to inspect the home, appraise the home and title costs.
Set up an appointment with your favorite Realtor. Once you know the amount you can spend, you may contact your agent to ask her/him to attain a list of available properties with your criteria. Think about where you want to be located, what you are looking for in a house and decide the differences between needs and wants.
Hopefully, you are ready after you speak with your local lender and your local Realtor about how much you can afford for the house. Let a Realtor help you take it from here. Their expertise of the local market should allow you to take the next step in selecting and owning your own home.
Neil Gush Realtor, MSM, CRS Elite Real Estate LLC 1829 South Broadway STE 1, Minot, ND 58701 Office: 701.838.4040 Cell: 701.340.1734
A Small House with Huge Opportunity! – Not currently on the Market
Large lot/ Small house/ Perfect Location. This simple one bedroom house sits high on the hill with a well treed lot with alley access. Great Location near the City of Minot offering medical, government, schools, restaurant and retail.
What a great investment opportunity… to own this two unit property within walking distance of Minot State University, at such a great price! 5 Bedrooms with Three bathrooms. Currently, property is getting $1300 for the upper three bedroom unit and $500 for the lower two bedroom unit. Have a look today before this opportunity becomes a past memory. Single Family – R3B two unit. New renovations in 2013-14 new tile, new windows, walls, flooring etc.
Commercial Lease Space Along South Broadway in Minot, ND
Finished offices (6) large open area & Conference Room located on North Hill Minot, ND-North of ASK fitness and South of 36th Ave NE and North Broadway Light. This fully finished office space is move in ready.
Marketing at $2875 Per Month and additional Common Area and Utilities & parking lot snow removal for $500 per month. No additional fees required: all water, sewer, electric, gas and parking lot snow removal is paid for by landlord. There is a possible annual 2 % increase for utilities. Property is expecting a 3 year lease.
Sublease this incredible North Broadway location from Halliburton. This would be only a short term lease that would expire in June 30, 2017. 6000 SF of mostly shop space sits on a little over two acres of fenced and zoned C2- Commercial. Equipment not included.
Address: 4542 North Broadway Minot, ND 58703
Lease price: $6000 per Month NNN
Lessee pays for (Taxes, Specials, Insurance, utilities and any maintenance repairs also to include landscape care & snow removal)
Perfect one story ranch house located in an established community. This neatly landscaped house comes complete with a lawn sprinkler system, one car garage, & offers updates throughout, making this a great place to call home. The kitchen has stainless appliances, updated cabinetry and contemporary counter tops. With three bedrooms this charming house has room to grow in the already framed and ready for you to complete this 1120 SF basement.